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Maintenance income: accommodation expenses 277-51100010



This page contains examples of how to assess housing assistance, including mortgage payments, rent and free accommodation, where it is necessary to manually assess and record private maintenance income for a Family Tax Benefit (FTB) customer.

Examples of how to assess housing assistance

This table provides examples of how to assess housing assistance. Note: the figures used are example details only.

Item

Example

Mortgage payments: Example 1

Mortgage payments - payer pays mortgage + Read more ...

Former family home jointly owned (no property settlement).

Payee lives in home with children.

Payer lives elsewhere and pays full mortgage payment for former family home of $500 per calendar month.

Assessable child support: $250 per calendar month, or $3000 pa.

Mortgage payments: Example 2

Mortgage payments - payee lives in home and payer pays less than 50% + Read more ...

Former family home jointly owned.

Payee lives in home with children.

Payer lives elsewhere and pays $200 out of the full $500 mortgage payment each month.

Assessable child support = nil.

Payer pays less than 50 per cent of the amount payable.

Mortgage payments: Example 3

Mortgage payments - payer lives in home and pays mortgage + Read more ...

Payer lives in former family home and pays the full mortgage of $500 per month.

As there has been no formal property settlement, home is taken to be jointly owned.

Payee lives at a different address with children.

Assessable child support = nil.

Payee does not live in the home that is being paid for. Payee does not receive any direct benefit from the amount paid by the payer.

Mortgage payments: Example 3

Mortgage payments - Separated under one roof + Read more ...

Former home is jointly owned.

Both parents live in home, separated under one roof.

Customer pays $100 toward mortgage, the separated partner pays the other $200 of the full $300 payable each week.

Assessable child support for customer = $50 per week.

Do not count the first half of the full amount payable (half of $300 = $150, the partner pays $50 more than this).

Rent: Example 1

Rent - payer pays rent + Read more ...

Customer's previous partner gives customer $150 per week to pay the rent to the real estate agent. House is owned by a third party.

Assessable child support = $150 per week.

Rent: Example 2

Rent - payer pays part of rent + Read more ...

Gerald gives previous partner, Nancy $100 pw to pay the rent. House is owned by a third party.

Nancy lives with Julie (grandparent) who pays $50 toward the total rent of $150pw.

Assessable child support = $100pw.

Free accommodations: Example 1

Payer owns home and pays no rent + Read more ...

Previous partner fully owns home after a formal property settlement.

They allow the customer and children to live in the house and do not charge any rent.

The house had been rented for $200 per week up until the customer moved in a week ago.

Assessable child support = the market value rent of the property, which can be taken as $200 per week.

Free accommodation: Example 2

Free accommodation - payer owns property + Read more ...

Previous partner fully owns a house after a formal property settlement.

They allow the customer and children to live in the main home while the previous partner lives in a separate dwelling on the same property.

A letter from a real estate agent states the total market value of the property is $400 per week, $280 for the main home, $120 for the flat.

Assessable child support = $280 per week.