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Restricted Direct Payments (RDP) 103-01050110



This document outlines how customers can access their income managed funds as cash to pay for an expense that is unable to be paid by one of the standard Income Management payment methods.

Restricted Direct Payment (RDP)

A Restricted Direct Payment (RDP) is a payment issued when the standard Income Management payment methods such as BasicsCard, deduction or one-off payment to a Third Party Organisation cannot be used. Usually the only option for the customer is to pay for the expense by cash. Restricted Direct Payments should only be granted in exceptional circumstances and are assessed and approved by the Income Management Helpdesk, or by the National Business Gateway (NBG).

An RDP is available to income managed customers under any measure.

This payment should not be confused with an Unrestricted Cash Payment (UCP), which allows for an approved amount of the person's income managed funds to be available for their discretionary use.

Access to process RDPs is restricted. The Income Management Helpdesk will determine if an RDP is payable, and the National Business Gateway (NBG) will process the payment.

Customers accessing Income Management funds for travel

Income Management continues (subject to usual payment portability) when a customer travels anywhere within Australia or overseas.

During the period of travel, particularly when travelling overseas, it may be necessary for a portion of the customer's income managed funds to be paid directly to them by way of an RDP. When determining if this is the most appropriate option, Service Officers must consider:

  • the reason for travel
  • if the customer's dependents are travelling with them
  • if dependents are not travelling with the customer, how are the priority needs of their dependents going to be met whilst the customer is travelling, and
  • how the customer's priority needs are being met, including any ongoing payments that need to be made while they are travelling (for example, rent and utilities)

The Resources page has links to the Income Management helpdesk webform, contact details for the Income Management helpdesk and the Income Management Payments and Contact Team (IMPACT).

Managing Income Management funds

Changes to Income Management priority needs

Changes to Income Management expenses

Coding Income Management expenses

Unrestricted Cash Payments (UCPs)