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Commencing or returning to work for ABSTUDY 102-07030010



This document outlines the information required from an ABSTUDY customer who commences or returns to full-time, part-time or casual employment and the effect of employment on their payments.

Continuing eligibility for payment

ABSTUDY students are able to remain on Living Allowance payments if the income from employment is within personal income test limits and the student is still undertaking a full-time (or concessional) study load.

Australian Apprentices

If the customer is returning to work as a full-time Australian Apprentice, consider entitlement to ABSTUDY as an Australian Apprentice.

Customers receiving ABSTUDY as an Australian Apprentice are subject to the same income and assets tests that apply to students.

Income Bank and Working Credit

ABSTUDY students have access to the Student Income Bank (SIB) and ABSTUDY Australian Apprentices have access to the Australian Apprentice Income Bank. This will generally be referred to as the Income Bank.

If the customer transfers to a payment that attracts Working Credit, they will be able to transfer the lower of their Income bank balance or 1000 credits from their Income bank to their new Working Credit Balance.

Family Tax Benefit implications

If the customer or partner receives Family Tax Benefit (FTB) or Child Care Subsidy (CCS), check if the customer needs to revise their current income estimate and advise the customer of the choices available to help reduce the chance of an overpayment during the reconciliation process.

Existing customer starts an Australian Apprenticeship

Claiming ABSTUDY

Personal Income Test and Income Bank for ABSTUDY, Austudy and Youth Allowance (YA) students and Australian Apprentices

Assessment of employment income

Updating income estimates for the current financial year

Determining the Date of Event for employment income